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Rates
Checking|
Savings|
Money Market
Consumer Loans|
Home Equity & Mortgages |
Commercial Loans
Union Bank's competitive rates for Checking, Money Market and Savings accounts, as well as Certificates of Deposit, are listed in the chart below.
Our Certificate of Deposit rates apply to both regular and IRA CDs.
Our 12- and 24-month CDs offer a choice of fixed rate or RateWatcher options. You can request a 12-month RateWatcher with an option to select a higher rate one time during the term of your deposit, or a 24-month RateWatcher II with two chances to select a higher rate during each term. Contact us for details!
Today's Rates
| Account1 |
Minimum Opening Deposit |
Minimum to Earn APY2 |
APY3 |
Interest Rate |
| Checking |
| Interest Checking | $100 | $1,000 | 0.15% | 0.15% |
| Golden Checking | $100 | $300 | 0.15% | 0.15% |
| VIP Checking | $100 | $5,000 | 0.15% | 0.15% |
| Commercial NOW | $100 | $1,000 | 0.15% | 0.15% |
| Money Market |
| Maximizer Money Market $1,000 or More | $1,000 | $1,000 | 3.00% | 2.96% |
| Money Fund, Up to $9,999 | $1,000 | $1,000 | 1.20% | 1.19% |
| Money Fund, $10,000 to $24,999 | $1,000 | $10,000 | 1.25% | 1.24% |
| Money Fund, $25,000 to $49,999 | $1,000 | $25,000 | 1.55% | 1.54% |
| Money Fund, $50,000 or More | $1,000 | $50,000 | 2.00% | 1.98% |
| Platinum Fund, Up to $49,999 | $10,000 | $10,000 | 1.25% | 1.24% |
| Platinum Fund, $50,000 to $99,999 | $10,000 | $50,000 | 2.00% | 1.98% |
| Platinum Fund, $100,000 to $149,999 | $10,000 | $100,000 | 2.25% | 2.23% |
| Platinum Fund, $150,000 to $249,999 | $10,000 | $150,000 | 2.50% | 2.47% |
| Platinum Fund, $250,000 to $499,999 | $10,000 | $250,000 | 2.75% | 2.72% |
| Platinum Fund, $500,000 or More | $10,000 | $550,000 | 3.00% | 2.96% |
| Savings |
| Smart Savings | $100 | $100 | 0.50% | 0.50% |
| Kid$Net Savings | $10 | $10 | 0.50% | 0.50% |
| Certificates of Deposit |
| 7 to 31 Day Certificate | $1,000 | $1,000 | 0.25% | 0.25% |
| 3 Month Certificate | $1,000 | $1,000 | 2.25% | 2.23% |
| 6 Month Certificate | $1,000 | $1,000 | 2.55% | 2.53% |
| 9 Month Certificate | $1,000 | $1,000 | 2.61% | 2.58% |
| 12 Month Certificate | $1,000 | $1,000 | 2.90% | 2.87% |
| 12 Month Rate Watcher | $1,000 | $1,000 | 2.90% | 2.87% |
| 15 Month Certificate (renewal only) | $5,000 | $5,000 | 2.95% | 2.92% |
| 18 Month Certificate | $1,000 | $1,000 | 2.95% | 2.92% |
| 24 Month Certificate | $1,000 | $1,000 | 3.00% | 2.97% |
| 30 Month Certificate | $1,000 | $1,000 | 3.25% | 3.21% |
| 36 Month Certificate | $500 | $500 | 3.40% | 3.36% |
| 48 Month Certificate | $500 | $500 | 3.51% | 3.46% |
| 60 Month Certificate | $500 | $500 | 3.65% | 3.60% |
| 18 Month Variable IRA | $100 | $100 | 2.95% | 2.92% |
| 10 Month Certificate (renewal only) | $1,000 | $1,000 | 2.90% | 2.86% |
1 For Checking, Money Market, Savings and the 18 Month Variable Rate IRA accounts, rates are subject to change without notice after opening. 2 Fees and service charges will reduce your actual APY if your balance falls below this amount. 3 Assumes reinvestment of interest earned at the stated rate. APY means Annual Percentage Yield. A substantial penalty may be required for early withdrawal of CD deposits.
Loan Rates
Personal Loans- Individual rates will vary. You can apply online, ask for a loan application at any location, or give us a call. Your situation is unique and we will do our best to help you find the solution you're looking for. Call Damon Gomes (816-767-5733) or Dale Moburg (816-767-5932) for more information, or click on a link below.
Consumer Loan Rates|Consumer Loan Information
Auto Loans– Our competitive interest rates assure you of value without the need to shop around.
Auto Loan Information
Home Equity and Mortgage Loans- Individual rates will vary.
Union Bank home lending options are designed to meet every residential financing need at competitive rates. Our banking professionals use all the resources of a full-service financial provider to turn your dreams into realities, in a pressure-free environment. Click on the link below for more information.
Home Equity Loans and Mortgages Information
Commercial Loans – Individual rates will vary. Union Bank is involved with the commercial and industrial growth of our community and welcomes the opportunity to assist local businesses. Call us today for more information, or click on the link below.
Commercial Loan Services
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