Savings

Smart Savings
Teen Saver | Money Matters for Students | Kid$Net | Kids Corner

Whatever you’re saving for, Union Bank offers the right account option to help you achieve your goals. Whether you’re planning a vacation, tucking away a little extra for the holidays, or working toward long-term goals such as college and retirement, we make it easy to get started and stay with your plan. We even offer special savings accounts to teach your children sound money management and help them work toward their own objectives.


Smart Savings– It’s the perfect way to protect the money you set aside for short-term goals while earning interest. All you need is $100 to open an account.
  • With a $100 minimum balance, everybody can enjoy the comfort and security of a savings account.*
  • Interest is credited and compounded monthly on your entire balance, so your money is working for you every day.
  • Detailed quarterly statements help you keep track of your transactions and provide a record as your money grows.
  • Nonstop service 24 hours a day, seven days a week, is as close as any touchtone phone with Access 24 telephone banking. Enjoy quick, convenient and free automated voice response for complete information about account balances and activity.
*Service charge applies when balance falls below $100.


Teensaver – Designed just for teens (ages 13 through 17), this special savings account encourages the savings habit while providing adult tools for smart money management.
  • Just $50 opens your account, and opens the road to development of sound money management skills.
  • No minimum balance is required to earn interest, which is credited and compounded monthly.
  • No fees are applied for as many as three withdrawals a month, no matter what balance is maintained.
  • Unlimited deposits encourage the teen saver to tuck away every extra dollar, and watch it grow.
  • Teen-friendly service with Access 24 telephone and Internet Banking, provides account information 24 hours a day, seven days a week.

    Teens, if you're getting more serious about your education and personal finances, be sure to visit our Money Matters for Students website, where you'll learn how to make money and manage it wisely! There are also dozens of personal financial calculators, information about higher education, the job market, and how to put together a great resume. Good luck!!

    Important Notice: Be sure to read the Privacy Statement on the Money Matters for Students website.


Kid$Net - Kid$Net is a special savings account for kids 12 and under that provides fun incentives for kids to develop the savings habit! Upon opening a Kid$Net account with as little as $10, every child receives a member identification card, a Kid$Net savings register and a free Kid$Net pencil. Plus, additional reward levels give kids the incentive to keep saving.
Reward levels:
  • $50
  • $100
  • $200
  • $350
  • $500
At the $500 level or above, the Kid$Net account may be converted to a Certificate of Deposit, with minimum opening deposit requirements waived as needed.

Start saving with Kid$Net today! It's never too early to start building a FORTUNE--especially when there's so much FUN along the way.

Kids, if you want to have some fun with games and activities, visit our Kids Corner website! Dollar the Dragon will tell you how money was invented, and you can also learn about checks, savings accounts and ATM machines!

Note to Parents: Be sure to read the Privacy Statement on the Kids Corner website.


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