Commercial Checking & Savings

Union Bank offers a variety of business accounts with a choice of features to suit your needs.

Commercial Checking - The Earnings Credit* on your balance could wipe out monthly service charges. Ask for a cost comparison with your present account. A deposit of just $100 is required to open the account.

  • No minimum balance required.
  • $10 monthly service charge.
  • Image statement provided.
  • Earnings Credit indexed to 91-Day T-bill may offset monthly service charge.
  • Only $.10 charge per check/debit or deposit item.
  • Service 24 hours, 7 days a week is as close as any touchtone phone with Access 24 telephone banking. Enjoy quick, convenient and free automated voice response for complete information about account balance and activity.
  • No fee internet banking allows you to view balances, images of paid checks and statements anywhere, anytime, with complete security and privacy. You can also transfer funds between accounts, make loan payments, wire funds and request many other services.
*Fees to perform various transactions and services as listed on the Fees and Service Charges listing are accumulated throughout the month. An Earnings Credit may be applied to your account, reducing or eliminating the accumulated fees to be paid. This Earnings Credit is based upon the statement's average daily balance.

Commercial Interest Checking - For sole proprietors, non-profit organizations and government entities. Currently the only unlimited commercial checking account that earns interest. A deposit of just $100 is required to open the account.

  • Interest paid on entire balance.
  • Image statement provided.
  • Only $.10 charge per check/debit.
  • Service 24 hours, 7 days a week is as close as any touchtone phone with Access 24 telephone banking. Enjoy quick, convenient and free automated voice response for complete information about account balance and activity.
  • No fee internet banking allows you to view balances, images of paid checks and statements anywhere, anytime, with complete security and privacy. You can also transfer funds between accounts, make loan payments, wire funds and request many other services.
The minimum daily balance required is $1,000. If your daily balance falls below $1,000 during your monthly statement cycle, an $8 fee applies.

Small Business Checking - For sole proprietors, non-profit and civic organizations. Avoid monthly service charges with a low minimum balance requirement. A deposit of just $100 is required to open the account.

  • Up to 50 checks and deposit items free per month.
  • Only $.25 charge per check/debit or deposit item after first 50.
  • Image statement provided.
  • Service 24 hours, 7 days a week is as close as any touchtone phone with Access 24 telephone banking. Enjoy quick, convenient and free automated voice response for complete information about account balance and activity.
  • No fee internet banking allows you to view balances, images of paid checks and statements anywhere, anytime, with complete security and privacy. You can also transfer funds between accounts, make loan payments, wire funds and request many other services.
The minimum daily balance required is $500. If your daily balance falls below $500 during your monthly statement cycle, a $7.50 fee applies.

Commercial Savings - Low opening and balance requirements make this an excellent accumulator account. All you need is $100 to open an account.

  • With a $100 minimum balance, you can enjoy the comfort and security of a savings account.*
  • Image statements available.
  • Up to 3 withdrawals allowed per month. Excess transaction charges apply after 3 withdrawals in one month.
* If your daily balance falls below $100 during your monthly statement cycle, a $3.00 fee applies.
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