Money Market Account |
Platinum Money Market Acount
Certificates of Deposit
Union Bank Money Market Accounts and Certificates of Deposit give you the options you need to enjoy insured safety while earning competitive interest rates.
Commercial Money Market Account – Maximize your earnings by enjoying higher interest rates while retaining easy access to your money, plus Internet banking and a detailed monthly statement, all with Federally insured safety and an interest rate that grows with your balance.
- $1,000 minimum deposit opens your Money Market account and guarantees you no monthly service charges.*
- Unlimited transactions at Union Bank branches or ATMs provide ultimate flexibility. Make withdrawals or deposits, or transfers to and from other accounts.**
- Six transfers and/or withdrawals a month assure you access to your money when and where you need it. These transactions include third party payments, using checks or debit card, as well as pre-authorized payments.
- Detailed monthly statements give you a precise accounting of how your money is working for you.
- No fee internet banking allows you to view balances, images of paid checks and statements anywhere, anytime, with complete security and privacy. You can also transfer funds between accounts, make loan payments, and request many other services.
- Tiered interest automatically adjusts your interest rate upward as your balance grows.
- Service 24 hours, 7 days a week is as close as any touchtone phone with Access 24 telephone banking. Enjoy quick, convenient and free automated voice response for complete information about account balance and activity.
* If your daily balance falls below $1,000 during your monthly statement cycle, a $10.00 fee applies.
**ATM withdrawals are subject to a daily dollar limit for your safety.
Commercial Platinum Money Market Account – If you maintain a significant balance, you deserve a significantly higher interest rate. It’s as simple as that.
- $10,000 minimum balance to open.*
- All convenience features of Union Bank Money Market accounts.
- Higher tiered interest picks up where standard Money Market accounts peak, and continues to grow.
* If your daily balance falls below $10,000 during your monthly statement cycle, a $10.00 fee applies.
Certificates of Deposit – Union Bank offers CD options to meet both short- and long-term cash planning needs at attractive interest rates.
- Flexible terms ranging from seven days to five years give you a tool for planning cash access, while taking advantage of interest rate differentials.
- Special options on 12- and 24-month certificates allow you to adjust rates within the term of the certificate.
- Low minimum deposits range from $500 to $1,000, depending on the term of the certificate.
- Attractive interest rates vary with the term of the certificate, offering maximum flexibility in financial planning.
- Automatic renewal assures that your money will keep working for you, even if you miss a maturity date.
- No fees or charges. (Penalties apply by law if certificates are redeemed prior to maturity.)
- VIP membership, a special package of premium services available based on total account balances and activity with Union Bank, automatically adds at least 0.10% above published rates on new or renewing CDs.
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